農(nóng)業(yè)保險(xiǎn)助力鄉(xiāng)村振興的問題研究與優(yōu)化對策

——以芷村鎮(zhèn)枇杷產(chǎn)業(yè)為例

打開文本圖片集

摘 要：農(nóng)業(yè)保險(xiǎn)能保障農(nóng)戶生產(chǎn)經(jīng)營，是鄉(xiāng)村振興的支持保護(hù)制度。該文基于芷村枇杷產(chǎn)業(yè)政策性、商業(yè)性農(nóng)業(yè)保險(xiǎn)的案例分析，探尋其存在的問題，提出豐富保險(xiǎn)業(yè)務(wù)和險(xiǎn)種、簡化手續(xù)、優(yōu)化服務(wù)、完善監(jiān)管體系、建立農(nóng)業(yè)再保險(xiǎn)制度等優(yōu)化對策，以期為農(nóng)業(yè)保險(xiǎn)更好地助力鄉(xiāng)村振興提供參考。

關(guān)鍵詞：農(nóng)業(yè)保險(xiǎn);鄉(xiāng)村振興;芷村鎮(zhèn)

中圖分類號 F842.7 文獻(xiàn)標(biāo)識碼 A 文章編號 1007-7731（2022）06-0015-04

Research and Optimization of Rural Revitalization Assisted by Agricultural Insurance

——A Case Study of Loquat Industry in Zhicun Town

CHEN Xingyu1   HUANG Tianyu1   LI Yufeng2   PAN Wenting3

（1College of Economics and Management，Southwest Forestry University，Kunming 650224， China; 2The No. 2 Middle School， Yuanyang 662400， China; 3Honghe State Agricultural School， Mengzi 661101， China）

Abstract： Agricultural insurance can guarantee farmers' production and operation， and is a supporting and protecting system for rural revitalization. This paper uses the multi-case analysis method to list the policy cases of loquat industry and commercial agricultural insurance in Zhicun Town， find the existing problems， deeply explore the underlying reasons and influence mechanism， and offer some optimization countermeasures such as rich insurance business and coverage， simplify procedures， optimization services， perfect regulation system and establishing agricultural reinsurance system， in order to provide reference agricultural insurance to better help the country revitalization.

Key words： Agricultural insurance; The strategy of rural revitalization; Zhicun Town

自然風(fēng)險(xiǎn)和市場風(fēng)險(xiǎn)影響農(nóng)戶收入的穩(wěn)定水平，農(nóng)業(yè)保險(xiǎn)在鄉(xiāng)村振興中發(fā)揮了穩(wěn)定收入、提高持續(xù)種植意愿的作用。（剩余5036字）